|Daily Average Balance||.10%||.10%|
|IRA Share Account||0.50%||0.50%|
|Annual Balance $5 or more||.25%||.25%|
|Certificates of Deposit|
|A minimum balance of $500.00 is required to open a certificate account. Early withdrawal penalties: = 90 days interest.|
|IRA Certificates of Deposit|
|IRA certificate rates are the same as CD rates shown above. Early withdrawal penalties: = 90 days interest.
We have different rates for larger deposits. Please call the office for for rates.
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
All rates may change at any time and the rates posted may not be current please call us for current rate information.
|Loan Rates||Annual Percentage Rate|
|Home Equity Loans – Closed End||As low as 6.00% APR|
|Signature Loans (different terms for amount being financed)||As low as 11.00% APR|
|VISA Credit Card||As low as 10.25% APR|
|Certificate Secured (fixed to length of Certificate term)||3.00% APR more than the Certificate rate being paid.|
|Share Secured||3.00% APR more than the Share rate being paid.|
|Automobile||As low as 3.00% APR(New )As low as 3.50% APR (Used)|
|Motorcycles||As low as 6.00% APR (New or Used)|
|Recreational (RV’s, boats, etc.)||As low as 6.00% APR|
|Auto, Motorcycle, and Recreational||Terms are based on the amount being financed|